Payment Solutions & Cards
Issuing electronic payment cards of all kinds, plus personal and corporate credit cards with contactless technology, alongside cheque books and savings books.
Learn moreAl Sanam contactless Mastercard cards work at points of sale worldwide — fast, secure payment, with easy installments through consumer Murabaha.
Order your card nowWe work to satisfy our customers with the best integrated, high-quality banking services built on leading international standards — contributing to the development of the Iraqi economy and delivering a distinctive, sustainable banking experience rooted in simplicity and comfort.
Paid-up capital of 350 billion Iraqi dinars
Our network: a continuous presence across locations to ensure proximity and service
Integrated banking and financial services offered through our branches and digital channels
Customer service short number — we are at your service for any inquiry
Building a cohesive community that supports sustainable growth, with strong links between people and financial institutions toward shared goals
Full commitment to Islamic Sharia standards and to financial services that respect our customers' core values, focused on the stability and growth of the Iraqi economy
Stability and continuity in delivering the best banking services and developing products that meet customers' needs with high efficiency and reliable performance
More than 17 Sharia-compliant banking services for individuals and companies, inside and outside Iraq, under the controls of the Central Bank of Iraq.
Issuing electronic payment cards of all kinds, plus personal and corporate credit cards with contactless technology, alongside cheque books and savings books.
Learn moreFinancing applications studied under Central Bank of Iraq controls, through structures such as Murabaha and Musharaka — including flexible consumer Murabaha.
Learn moreOpen current accounts for individuals and companies, plus savings and deposit accounts electronically; fixed deposits accepted, with account statement and balance confirmation services.
Learn moreOutgoing and incoming clearing transfers (CT), real-time gross settlement (RTGS) and electronic clearing (ACH), plus external transfers via SWIFT through the bank's correspondent network.
Learn moreSalary settlement service for public and private sector employees, with an electronic payment card and access to salary-linked Islamic financing products.
Learn moreIssuing letters of guarantee and external documentary credits, plus safekeeping and management of valuables and securities.
Learn more
Terms and conditions apply. Financing applications are studied under Central Bank of Iraq controls and are subject to the bank's policy and Sharia Supervisory Board approval.
Estimate based on a 5.99% annual Murabaha rate, for illustration only; not a binding offer from the bank.
Sponsored by Al Sanam Islamic Bank, a seminar was held at the University of Mosul under this title, in line with Central Bank of Iraq directives to hold educational seminars that spread banking culture.
Read moreAl Sanam Islamic Bank invited participation in its distinguished scientific symposium, contributing to discussions aimed at promoting the culture of human rights.
Read moreReview the bank's annual reports and audited financial statements for 2022 and 2023, issued in accordance with Central Bank of Iraq requirements.
2023 report (PDF)Our vision is to be the most distinguished bank in providing services that comply with the rules of Islamic banking. Our mission is to be trusted and respected by all our customers, ahead of our competitors, and the bank that provides comprehensive services.
Your satisfaction is our focus. Baghdad – Jadriya, Zaha Hadid Street.
Customer service: 7555
Phone: +(964) 774-4112-211
Email: info@sib.iq
Start a rewarding career in Islamic banking. We value talent, innovation and commitment, and offer a collaborative environment that fosters professional growth.